Leap into smarter investments

Expert investment picks for all your accounts – 401(k), 403b, HSA, brokerage… You make the trades.

Blue Grasshopper strategy page

Turn any investment strategy into fund recommendations

Understand your investment allocation

Get a clear breakdown of where your money is invested and how it aligns with your financial goals.

Get monthly updates about new optimizations

Stay informed with expert-driven updates that refine your strategy and enhance your portfolio performance.

Apply new strategies in minutes

Seamlessly switch or tweak your investment approach with just a few clicks—no hassle, no complexity.

Works with Every Account You Own

No matter where your money is, we help you invest smarter. Blue Grasshopper supports:

Get started in 4 simple steps

Step 1

Register

Create your account in minutes to get started.
Step 1

Request access

Create your account in minutes to get started.
Step 2

Pick a list of Funds

Select from our options or upload your list of funds (401k, 403b, HSA…)

Step 3

Choose Your Strategy

Choose one of our strategies or create your own.

Step 4

Implement the result

See how well your chosen strategy fits with your selected funds.

Leap toward a brighter financial future.

Questions about Blue GrassHopper?

What is Blue Grasshopper?

Blue Grasshopper (BGH) is an app that helps DIY investors make smarter decisions in their 401(k) and other retirement or investment accounts. It offers curated investment strategies built on a blend of expert insight, market analysis, and intelligent tools—so you don’t have to guess which funds to pick.

Our strategies are inspired by:

  • The top-ranked investment newsletters according to Hulbert Ratings, and
  • Our own hands-on experience managing retirement portfolios through multiple market cycles.

We combine:

  • Fund rankings based on performance, consistency, and cost
  • Macroeconomic strategy that adjusts based on the current environment
  • A light layer of AI to process data and support decisions

But at the core, our strategies are built and reviewed by real people—we believe in thoughtful investing, not blind automation.

Great question. We don’t show past performance because:

  1. Every plan is different. The fund lineup in your 401(k) may not match someone else’s, so showing generic performance wouldn’t apply.
  2. Past performance isn’t predictive. We believe in solid investment process—not trying to chase what worked yesterday.

We use a hybrid approach:

  • Some AI tools help us analyze large amounts of fund data and macro trends.
  • But every portfolio strategy is human-curated and reviewed.

We don’t let AI make automatic decisions—there’s always a clear, intentional rationale behind our updates.

Being in beta means:

  • You may experience some bugs or slowdowns.
  • We’re still refining our systems and backend to scale.
  • Your feedback is incredibly helpful during this early stage.

Thank you for helping us build something great!

Absolutely! We’d love to hear from you.

Send your idea to: support@bluegrasshopper.com

We’re just getting started and plan to release new features regularly.

We aim for low turnover and only make changes when clearly justified.

For 401(k) Equity Portfolios:

  • Up to 5 positions, focusing on high-growth opportunities (U.S. or international)
  • Preference for ETFs, but mutual funds are okay
  • Hold for at least 3 months, unless there’s a major change or underperformance
  • Replace funds only if there’s a clearly stronger idea
  • Re-evaluated monthly based on strategy updates

For 401(k) Bond Portfolios:

  • Also up to 5 positions, with more tactical, macro-aware exposure
  • Same low-turnover approach as equities
  • Full portfolio (100%) invested, no equal weighting required

Yes! You can use BGH for:

  • Traditional IRAs and Roth IRAs
  • Brokerage accounts
  • SEP or Solo 401(k)s
  • HSAs with investment options

We offer strategies—like our All-ETF Strategy—that are flexible enough for any type of account.

No.

BGH provides impersonal investment guidance based on a general set of assumptions. We don’t factor in your entire financial picture, goals, or risk tolerance. If you want personal advice, we recommend working with a licensed financial advisor.

No.

Blue Grasshopper does not require you to link your accounts. You simply tell us what funds are available in your plan, and we suggest a strategy. You stay in full control of what to implement.